If you are having a salary account in the State Bank of India (SBI) then yo! this news is just for you. State Bank of India (SBI) has released good news saying those customers holding a salary account in State Bank of India (SBI), can get various kinds of discounts and offers in the bank for free. The banks offer discounts on a home loan, education loan, car loan, and personal loan to only those customers holding a salary account in the State Bank of India (SBI).
They are also given many other facilities apart from these discounts and offers. As we all are aware the State Bank of India or widely known as State Bank of India (SBI) is one of the oldest commercial banks in India is the largest bank in India and also a public sector bank in India. So since it’s one of the oldest banks, their offers are fully trustworthy, and investing or depositing in a bank like this will be a decision well taken.
State Bank of India (SBI) provides many special facilities, offers, and discounts for people holding a salary account State Bank of India (SBI) like discounts on the home loan, car loan, education loan, and personal loan.
What are the other facilities provided by the State Bank of India (SBI) for those having a salary account with them?
- Accidental death cover: up to Rs. 20 lakh is available to only customers holding a salary account in the State Bank of India (SBI). Under this scheme, if a customer dies in an accident then his family will be receiving up to Rs. 20 lakh as an accidental cover.
- Air accidental death cover: Under this scheme, if a person dies in an air accident, then his family will be receiving up to Rs 30 lakh as compensation for facing the mishap of an air accident.
- 50% rebate in loan processing fee: these people get a 50% rebate in loan processing fees on any kinds of loans such as personal loan, home loan, car loan, etc…
- Overdraft facility: customers are given a special facility of allowing availing overdraft facility wherein the person can take their two months’ salary in advance.
- Rebate in locker charges: People holding a salary account in the State Bank of India (SBI) are also eligible to get a rebate facility while attaining a locker facility in banks. Customers are eligible to get a 25% discount on lockers.
Wait!!! It’s not over yet. Here are more benefits!
Apart from these, customers can also get many other facilities like getting SMS alerts, free online NEFT (National Electronic Fund Transfers)/ RTGS (Real-time Gross Settlement), free unlimited transactions in any bank ATMs, multi-city cheque, etc..
Other benefits of having a salary account in State Bank of India (SBI) bank include: zero balance account, no monthly average balance charges, employee reimbursement account, auto sweep facility, you can also get lifetime free debit card with exclusive benefits and one of the most important benefit is that you can transact unlimited in any of the bank ATMs, you get free demand draft which is one of the main advantages to those people who may keep needing money frequently, complimentary personal/ air accident insurance.
What about the interest rates then?
You get the best interest rates on personal loans, car loans, home loans, and pension loans. Getting loans at cheaper interest rates is what many people expect from the banks. Based on your eligibility, you will be given concessions in locker facilities and overdraft facilities. Customers are also given State Bank of India (SBI) Credit Cards which comes in handy in a difficult time.
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